Risk Disclosure

Last updated: 22 September 2026

1. Introduction

This Risk Disclosure is provided by OT PMC ("OT PMC", "we", "us" or "our"). It describes the principal risks associated with trading foreign exchange (forex), precious metals such as gold (XAU/USD) and other leveraged instruments, and with portfolio management services. It does not describe every risk that may arise, and it should be read together with our Terms of Use, our Privacy Policy and any client agreement that applies to your account.

You should not trade, or authorise anyone to trade on your behalf, unless you fully understand the nature of the transactions involved, the extent of your exposure to risk and the possibility of losing some or all of your capital.

2. General risk warning

Trading foreign exchange and other leveraged products carries a high degree of risk and may not be suitable for all investors. The value of positions can fall as well as rise, and you may lose all of the money you invest. In certain circumstances, and depending on the protections that apply to your account, you may lose more than your initial deposit.

Only invest money that you can afford to lose without affecting your standard of living or financial obligations.
Do not trade with borrowed money, emergency savings or funds set aside for essential commitments.
Carefully assess your financial situation, investment objectives, experience and tolerance for risk before making any decision.
If you are in any doubt, seek advice from an independent, appropriately authorised financial adviser.

3. Leverage and margin

Leveraged trading allows you to open positions with a notional value significantly greater than the margin you deposit. Leverage magnifies both profits and losses: a relatively small market movement can have a proportionately much larger effect on your account. A movement against your position equal to a small percentage of its notional value may result in the loss of all the margin deposited.

If the equity in your account falls below the required margin, you may be asked to deposit additional funds at short notice. If you do not, or if the market moves too quickly, some or all of your positions may be closed automatically at the prevailing market price, which may be substantially worse than the price at which you would have chosen to close. You will be responsible for any resulting losses and, where negative balance protection does not apply, for any deficit in your account.

Margin requirements and maximum leverage may be changed at any time, including without prior notice in volatile market conditions, which may require you to reduce positions or deposit additional funds.

4. Market and volatility risk

Exchange rates and the prices of precious metals are influenced by many factors outside anyone's control, including interest-rate decisions, economic data, government policy, central bank intervention, geopolitical events, natural disasters, pandemics and changes in market sentiment. Prices can move rapidly and unpredictably, and periods of heightened volatility can occur without warning. Analysis — whether technical, fundamental or quantitative — cannot predict the future with certainty.

5. Liquidity risk

Although the foreign exchange market is among the most liquid in the world, liquidity varies by instrument, time of day and market conditions. Liquidity is typically lower outside the main trading sessions, around weekends and public holidays, during major news releases and in less-traded currency pairs, including exotic currencies. Reduced liquidity may make it difficult or impossible to open or close positions at the desired price, and may result in significantly wider spreads.

6. Gaps and slippage

Prices may "gap" — move from one price to another without trading at the prices in between — particularly at the weekly market open, after unexpected news or following central bank announcements. When a gap or a fast market occurs, orders such as stop-loss and limit orders may be executed at a price materially different from the price specified. A stop-loss order does not guarantee that your loss will be limited to the amount you intended. Guaranteed stops, where available, may carry additional costs and conditions.

7. Counterparty and custody risk

Over-the-counter forex and precious-metal transactions are not traded on a regulated exchange. You are exposed to the creditworthiness and operational soundness of the brokers, liquidity providers, banks, custodians and other intermediaries involved in executing, clearing and holding your transactions and funds. If any of these parties fails or becomes insolvent, you may experience delays in accessing your funds or may lose some or all of them. Where your invested principal is held and recorded by OT PMC in your Principal Wallet, you are also exposed to OT PMC's own operational and financial soundness. The level of protection available — including any investor compensation scheme — depends on the entity and jurisdiction concerned and may be limited or unavailable.

8. Technology and operational risk

Trading relies on electronic systems, including trading platforms such as MetaTrader 5, internet connections, data feeds and mobile devices. These systems may experience delays, interruptions, errors, outages or cyber-security incidents. Such failures may prevent you from placing, modifying or closing orders, may cause orders to be executed incorrectly, or may display inaccurate prices. Automated trading tools, including Expert Advisors and algorithms, can malfunction or behave unexpectedly in unusual market conditions. You are responsible for maintaining secure access credentials and reliable equipment.

9. Risks specific to portfolio management services

Where you appoint us or any other manager to manage a portfolio on your behalf, additional risks apply:

Manager risk — investment decisions are made by the portfolio manager within the agreed mandate and may result in losses. The manager's judgement, models and strategies may prove incorrect.
Strategy risk — every strategy has market conditions in which it is likely to underperform, and a strategy that has worked in the past may not work in the future.
Concentration risk — a portfolio focused on currencies or a limited number of instruments may be less diversified and more volatile than a broadly diversified portfolio.
Drawdown risk — portfolios may experience significant declines in value, including over extended periods, before any recovery, and recovery is not assured.
Discretion — in a discretionary mandate, transactions are executed without your prior approval for each trade, within the limits set out in your agreement.
Fees and costs — management fees, any performance-related fees, spreads, financing and other transaction costs reduce returns, including in periods of loss.

10. Other risks

Currency conversion risk

Where your account, deposits or instruments are denominated in a currency other than your home currency, changes in exchange rates will affect the value of your account and the profit or loss on your positions when converted.

Overnight financing

Positions held open past the daily rollover may incur or receive financing charges (swap) that reflect interest-rate differentials. These can be significant over time and may change without notice.

Regulatory, legal and tax risk

Changes in laws, regulations or tax treatment in any relevant jurisdiction may adversely affect your positions, your access to services or your returns. Tax treatment depends on your individual circumstances, and you are responsible for any taxes due. We do not provide tax or legal advice.

Fraud and impersonation

Criminals may impersonate legitimate firms, including by using similar names, websites, social media profiles or messaging accounts. We will never guarantee returns or pressure you to invest urgently. Always verify that you are communicating through our official website and published contact details.

11. No guarantees and past performance

We do not guarantee any profit, return or protection of capital, and no one acting on our behalf is authorised to do so. Past performance, back-tested results, simulated results and illustrative examples are not reliable indicators of future results. Hypothetical examples on this website are labelled as illustrative and are provided solely to explain concepts; they do not represent actual trading or the results of any client.

12. Educational content and market data

All articles, research, seminars, videos and other materials published on this website are provided for general education and information purposes only. They do not constitute investment advice, a personal recommendation, an offer or a solicitation to buy or sell any financial instrument, and they do not take account of your individual objectives, financial situation or needs.

Live charts, quotes, calendars and other market data displayed on this website are provided by third parties, including TradingView, and reference exchange rates are sourced from the European Central Bank. This data is indicative, may be delayed or inaccurate, and should not be relied upon for trading decisions. Economic calendar events may be rescheduled or revised.

13. Eligibility and jurisdictional restrictions

Our services are available only to individuals aged 18 years or over (or the age of legal majority in their jurisdiction, if higher) and to duly authorised representatives of legal entities. The information on this website is not directed at, and is not intended for distribution to or use by, any person in any jurisdiction where such distribution or use would be contrary to local law or regulation. Certain services may not be available in your country of residence. It is your responsibility to ensure that you are permitted to access and use our services under the laws that apply to you.

14. Your acknowledgement

By opening an account, registering on this website or using any of our services, you confirm that you have read and understood this Risk Disclosure, that you accept the risks described, and that any decision to trade or invest is made on your own judgement and at your own responsibility. If you have any questions about this disclosure, please contact us at info@otpmc.com before proceeding.